Private Placement Markets Originates, Underwrites and Services Residential Real Estate Loans for Non-Owner Occupied “Spec Home” Properties. Private Placement Markets offers Flexible Solutions for Financing of Residential “Spec Home” Properties, using a “common sense approach of financing that allows Private Placement Markets to offer flexible Real Estate Financing options to meet the unique needs of Real Estate Investors in today’s market.”

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Private Placement Markets’ Residential Real Estate Financing Program is an excellent alternative because the Private Placement Markets focuses on the “Value of the Property” and its “Revenue Generating Potential”, thus eliminating the personal income reporting requirements of traditional loan.

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TIER I - SPEC HOME LOANS:

• Financing Amount:

  • Minimum: $100,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States)

• Primary Borrower Minimum Credit Score:

  •  780+

• Maximum Loan To Improved Value

  • 80%

• Maximum Loan To Cost:

  • 100% (may include Land Acquisition, Construction, Title Fees and Interest Reserve as long as the Max Loan to Improved Value is not exceeded).

• Loan Terms & Rates:

  • 2-5 Years

  • Interest Only

  • 1.25% Monthly

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• Personal Guarantees:

  • Never

  • Borrower Must be an LLC, S-Corp or a Partnership (No Loans issued to Individuals)

• Asset Pledge:

  • Borrowing Entity must pledge 100% of its Equity Shares to Lender, and in the event of an uncured default (181 calendar days), Lender shall take possession of the Pledged Shares. 

• Property Types:

  • Single-Family Homes, Condos, and 2-4 Unit Multi-Family Homes 

• Upfront Cost:

  • Valuation: $350 to $700 

• Borrower Financials:

  • Not Required 

TIER II - SPEC HOME LOANS:

• Financing Amount:

  • Minimum: $100,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States)

• Primary Borrower Minimum Credit Score:

  •  740 to 779

• Maximum Loan To Improved Value

  • 80%

• Maximum Loan To Cost:

  • 100% (may include Land Acquisition, Construction, Title Fees and Interest Reserve as long as the Max Loan to Improved Value is not exceeded).

• Loan Terms & Rates:

  • 2-5 Years

  • Interest Only

  • 1.50% Monthly

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• Personal Guarantees:

  • Never

  • Borrower Must be an LLC, S-Corp or a Partnership (No Loans issued to Individuals)

• Asset Pledge:

  • Borrowing Entity must pledge 100% of its Equity Shares to Lender, and in the event of an uncured default (181 calendar days), Lender shall take possession of the Pledged Shares. 

• Property Types:

  • Single-Family Homes, Condos, and 2-4 Unit Multi-Family Homes 

• Upfront Cost:

  • Valuation: $350 to $700 

• Borrower Financials:

  • Not Required

TIER III - SPEC HOME LOANS:

• Financing Amount:

  • Minimum: $100,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States)

• Primary Borrower Minimum Credit Score:

  •  680 to 739

• Maximum Loan To Improved Value

  • 80%

• Maximum Loan To Cost:

  • 100% (may include Land Acquisition, Construction, Title Fees and Interest Reserve as long as the Max Loan to Improved Value is not exceeded).

• Loan Terms & Rates:

  • 2-5 Years

  • Interest Only

  • 1.75% Monthly

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• Personal Guarantees:

  • Never

  • Borrower Must be an LLC, S-Corp or a Partnership (No Loans issued to Individuals)

• Asset Pledge:

  • Borrowing Entity must pledge 100% of its Equity Shares to Lender, and in the event of an uncured default (181 calendar days), Lender shall take possession of the Pledged Shares. 

• Property Types:

  • Single-Family Homes, Condos, and 2-4 Unit Multi-Family Homes 

• Upfront Cost:

  • Valuation: $350 to $700 

• Borrower Financials:

  • Not Required

TIER IV - SPEC HOME LOANS:

• Financing Amount:

  • Minimum: $100,000 USD

  • Maximum: Unlimited

• Locations:

  • United States (all 50 States)

• Primary Borrower Minimum Credit Score:

  •  640 to 679

• Maximum Loan To Improved Value

  • 80%

• Maximum Loan To Cost:

  • 100% (may include Land Acquisition, Construction, Title Fees and Interest Reserve as long as the Max Loan to Improved Value is not exceeded).

• Loan Terms & Rates:

  • 2-5 Years

  • Interest Only

  • 2.00% Monthly

​

• Personal Guarantees:

  • Never

  • Borrower Must be an LLC, S-Corp or a Partnership (No Loans issued to Individuals)

• Asset Pledge:

  • Borrowing Entity must pledge 100% of its Equity Shares to Lender, and in the event of an uncured default (181 calendar days), Lender shall take possession of the Pledged Shares. 

• Property Types:

  • Single-Family Homes, Condos, and 2-4 Unit Multi-Family Homes 

• Upfront Cost:

  • Valuation: $350 to $700 

• Borrower Financials:

  • Not Required